View Full Version : How much credit do I need
chucked
12-04-2003, 09:12 PM
How much credit do i need to apply for a car loan for say 10 grand. I have made about $500 in payments on a loan but the other $1500 will be paid off by the tiem I apply for it. What you all think???
spincr4hire
12-05-2003, 06:15 AM
probably a 600 score
chucked
12-05-2003, 06:48 AM
Originally posted by spincr4hire
probably a 600 score
what should I do to get it up to about a 1000
EXDUNER127
12-05-2003, 10:08 AM
sheesh!
patience, you will get there when you own a home, vehicle, creditcards, and other loans. and have payed off high balanced loans and awesome credit history, "no late payment, bankrupcy, etc."wiat maybe till you are like 30-40.
honda350r
12-05-2003, 10:26 AM
1000 ?? not many people have over 720 !! I don't think anyone has 1000
A 1000 score is impossible ( I think). I deal with credit srores on a daily basis. The highest I have ever seen is a 856.
Usually 700 is considered a+
There is no loan you can get with a 800 you cant get with a 700.
Glamis400ex
12-05-2003, 05:05 PM
anything over 700 is considered VERY good.
Glamis
chucked
12-05-2003, 08:02 PM
yea i have no idea how this credit rating thing works, my friend told me that he paid off a $500 secured credit card and then qualified for one with a $5000 limit. I have to see what I can get
petersonracing
12-05-2003, 10:07 PM
Where is a good place to check your credit rating?
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