atv insurance

[ddfetters]

anyone out there have some advice where to find insurance coverage for the quad? Honda offers insurance through Progressive, but here in NC it's not offered....just looking for some help....

Mines thru state farm.. Runs about $250 a year for full coverage..

[ddfetters]

thanks rico......i'm checking on it right now

[Moto92]

Same here as Rico. Mine is 276.80 a year for full coverage and I need to drop mine in the mail today.

[spincr4hire]

State Farm-- $200/year...full coverage + they insure my truck (rates are cheaper with multiple vehicles). Probably cheaper because of my perfect driving record, also (no speeding tickets) :rolleyes: yeah...right (10 so far in my 14 years of driving):eek: :eek:

[muff]

so what kind of protection do you get with this, is it just theft or damage to?

[nacs400ex]

hey i pay $250 Canadian and I got full coverage. WOW huge price difference

[L.Vegas400]

i only pay $117/year for full coverage in the heart of las vegas through farmers insurance. that is the only vehicle i have throught them.

[Str8Wicked]

I paid 100.00 from my dealer when I purchased my 400 and 50.00 for my sons suzuki lt50. It was for a 4 year coverage I believe but for theft only.

[HondaEXer]

do u need insurence on a quad????

[nacs400ex]

Well, you would have to be pretty stupid not to. Lol what happens when it is stolen, or you crash into some old lady in a trail and she trys to sue you?? or if your quad catches up in flames.

[HondaEXer]

no one rides on the trails i ride

[nacs400ex]

I still would buy theft insurance than. arround here if you dont have insurance and your quad gets stolen your f*ked.

[skinrider440]

i seen a motorcycle alarm at Circuit City the other day i was thinking about getting one.

[AndrewRRR]

Originally posted by Honda300Rider
Well, you would have to be pretty stupid not to. Lol what happens when it is stolen, or you crash into some old lady in a trail and she trys to sue you?? or if your quad catches up in flames.

I think if someone sued you it would get thrown out of court pretty fast. I tried going through Progressive since they insure one of my cars and THEY SUCK!!! They wanted to charge me liability and a bunch of other crap that only cars need. It came out to over $600 every 6 months for my R and my CR250. My gf has state farm and it's really cheap but when I called them they said to get ATV insurance with them I need to have a vehicle insured with them :grr

[DESDAK4]

I have my quads insured by American Family up here and I pay $117 a year full coverage with a $100 deductable.

Jay
USAF