ATV INSURANCE -what to know?

[casey_lamm]

Im considering insuring my bike. What do you guys think...is it worth it.

Mine is a 07...low hours... what kinds of coverage do you recommend?

Has anyone tried to file a claim? How was the process.

[bwamos]

Theft w/ aftermarket parts coverage.
Make sure to keep all receipts filed. And corresponding photographs of the parts on the quad.

[casey_lamm]

anyone else chime in?

what kind of coverage options are there...do any cover the bike from well driver stupidity?


Originally posted by bwamos
Theft w/ aftermarket parts coverage.
Make sure to keep all receipts filed. And corresponding photographs of the parts on the quad.

[Lowcountrydave]

I have State Farm 06 400EX


Vehicle 1: Coverages
Coverage Description Premium
Coverage Description Bodily Injury & Property Damage
Bodily Injury/Property Damage Liability
Limits of Liability-Coverage A-Bodily Injury
Each Person, Each Accident
$25,000 $50,000
Limits of Liability-Coverage A-Property Damage
Each Accident
$25,000
Premium $29.40
Coverage Description Physical Damage
$500 Deductible Physical Damage <------------(Driver Stupidity)
Premium $198.00

Total Premium For Vehicle 1 $227.40
The total premiums include your discounts.

**Keep in mind** In SC Homeowners will not pay for stolen quad (unless the quad is used to keep up the property) like on a farm.

Hope this helps

Dave

[Sjorge450R]

Originally posted by Lowcountrydave
I have State Farm 06 400EX


Vehicle 1: Coverages
Coverage Description Premium
Coverage Description Bodily Injury & Property Damage
Bodily Injury/Property Damage Liability
Limits of Liability-Coverage A-Bodily Injury
Each Person, Each Accident
$25,000 $50,000
Limits of Liability-Coverage A-Property Damage
Each Accident
$25,000
Premium $29.40
Coverage Description Physical Damage
$500 Deductible Physical Damage <------------(Driver Stupidity)
Premium $198.00

Total Premium For Vehicle 1 $227.40
The total premiums include your discounts.

**Keep in mind** In SC Homeowners will not pay for stolen quad (unless the quad is used to keep up the property) like on a farm.

Hope this helps

Dave

is that for a year or 6 months?

[Lowcountrydave]

Ya thats for a year.



Dave

[killroy]

take some pictures of you using it around the house to do some work just in case something goes down...thats what I have

[Eviltanker]

I have GEICO and pay $75 every 6 mos. for fire,theft,and comprehensive.