ATTN: Crotch rocket owners

[Moto49X]

Whats your insurance like?

I am having a hell of a time gettin insurance. Main reason is that im getting ready to turn 19. My parents will not let me on their insurance, if my dad was primary driver it would be $60 a month. I've been getting quotes from $197.29 up to $477 a month!

[CRich[814]]

do you need to have full coverage?

[Moto49X]

yes

[duke416ex]

Liability, less than 200 a year.

[Ace Sixx]

Welcome to the wonderful world of sport bike ownership. At that age you are going to pay out the wazoo.

State Farm was cheapest for me, but I couldn't afford the insurance on a sport bike until I was 27.

If you absolutely have to have a motorcycle at your age, I'd suggest something like an FZ6 or a Bandit--something along those lines. Still sporty, but much cheaper to insure.

[chris46250r]

Under 21 years old and over 600cc's means you really really want one bad to pay that outrageous insurance.

[derekhonda]

no way in hell id pay 3600 a year to insure a 5grand bike. Just pass and wait for your parents to come around or else until you are old enough to afford that rate, thats rediculous. How many wrecks and speeding tickets do you have, my rate at 18 was only 90 a month and i didn't even want to spend that.

[Hookrone]

Wow those quotes are ridiculous. I would not ride for that. I was older when I road so it is not even worth comparing.

2001 zx6r - 220 yr full coverage
2004 zx636- 210 yr full
2002 R1- 340 yr full.

All with state farm.

[Moto49X]

Originally posted by derekhonda
How many wrecks and speeding tickets do you have, my rate at 18 was only 90 a month and i didn't even want to spend that.

No wrecks and no tickets, well one ticket but its not on my driving record.

My buddy knows a kid who is also 18 and paying $60 a month so i'll get it figured out.

BTW, the bike is a 2007 Yamaha R6




Liability, less than 200 a year.

I still owe a couple grand on the bike, bought it new...



Just pass and wait for your parents to come around or else until you are old enough to afford that rate

I can afford that rate but im not stupid enough to actually pay that. State Farm was the cheapest at $197 or somethin like that..

[gncc025]

heres a website u might wanna try. got a lot of info about bikes on it
http://www.stuntlife.com/forums/index.php?referrerid=75523

[Tommy 17]

im me on aol tommy5017 i'll tell ya the best places i know to get insurance cheap on bikes and what me and a few of my friends are doing to get around some of the stuff...

[honduh440]

im actually picking up a bike monday and it was a little over a hundred a month for insurance and to me 150 for payment and 100 for insurance just wasnt worth it so i got a personal loan and am just going to get liability which is 11 dollars a month

if u can get a personal/signature loan try to get ur dad to co sign for u im sure he can do it and then just get liability

[chris46250r]

I bought a new 2002 CBR 954, had full coverage and extra coverage for passenger and paid $19 a month but I was 30 years old.

[YFZ450Ridr]

my buddy just got a mint 01 cbr600 and he pays a little over 100 for insurance in his name and hes 17. his name is punkd on here.

[jrm03]

Liability 272 a year. 04 600RR. I saved some coin to pay straight up. Financing isn't very attractive when you must carry that type of coverage.

[Moto49X]

this is killing me, i cant find anywhere to cover me at a descent price. My buddy who is 20 just got it full coverage for under $400 a year..

[quadracer707]

My son is 18 has a yamaha g6 is on my insurance, he paid cash for his bike & only has liability $15000 worth, He is on my policy no big deal why bike is in his name Pro gressive insurance is who we are with, GEICO is another to check into, why would your parents let you get a bike & not help out with insurance policy??

[Moto49X]

Originally posted by quadracer707
why would your parents let you get a bike & not help out with insurance policy??

Im of age to buy it so my parents never really said no, they just told me they will have nothing to do with it.

[01 250exman]

lol sounds like my parents they would not let me have one and live at home.

[ny300exrider]

my parents say that too....gonna suck when i roll up on a drz400sm...if i get kicked out, at least i can keep the bike at my friends while im living on the streets

[Rulz]

My son is 20, he has a '07 CBR600RR and his insurance is $162 every 6 months and that is full coverage with $500 deductible. It's with State Farm, SF is by far the cheapest insurance you will find for crotch rockets. I'm listed as primary on the bike is the reason it's so cheap.