insurance for racers

[87250rxrider]

alright, here's the deal. i'm a 19 year old, full time college student, who wishes to compete in a bunch of races this season. the problem is that while being covered under my fathers insurance policy, supplied by the company he works for, there is a clause that says it does not cover any high risk sports. so, this means that i have to find an isurance policy for racing. my question is, does anybody know of any insurance companies that will cover racing?

thanks,
-Ryan

[05Z400rdr]

our insurance covered my like $26000 broken arm. i think it's healthassurance...? not positive though


Landon

[87250rxrider]

thanx for the response Landon. anybody else have insurance for racing?

-Ryan

[trick250r]

well, ive seen guys that have had clauses like that in their policy. after theyve broken a bone or something (as long as its not too serious) ive seen them clean up a little bit, drive to the hospital and say they fell down some stairs. insurance usually covers it. but if its big, i dont know what to tell you.

[05Z400rdr]

I asked my dad how much my broken arm was total he said about $28,000. and we didnt lie about anything, and they knew it was from racing. and like i said, they covered all of it but a couple hundred dollars.


Landon