View Full Version : I Did It!
ShiftFMX
02-26-2007, 06:51 PM
I went to my AAA dealer today and put insurance on my 450r. It will be $161 per year. I feel much better already! I insured it for $6500 :devil: .
If you're thinking about doing this...DO IT, it's worth it. I Got comprehensive insurance (fire, theft, vandalism etc...) and Liability insurance (some one gets injured on my machine or if I hurt someone with it, lol)
Now I can sleep better! :p
firefighterjosh
02-26-2007, 07:19 PM
Congrats! Also make sure you keep your aftermarket parts reciepts.
88blaster
02-26-2007, 08:27 PM
Yeah, I keep liability only on my pos blaster, its like $20 per year, hope I'll never need it:ermm:
05Z400rdr
02-26-2007, 08:46 PM
thats awesome..thats how i felt once i insured mine too!...for the same stuff as u too. my main concern is theft though. but i hope i never need it!
Landon
1fst400
02-26-2007, 09:04 PM
Lets say I inshure my quad. I paid 3k for it. But have 10k in mods done to it. But have no recips for any of the stuf I bought. If I inshure it for 13k does that mean I can be re-embersed that money event tho I have no proof that it is actually worth that?
not at all saying that I have spend 13k on my quad either. just in theory
firefighterjosh
02-26-2007, 09:09 PM
Originally posted by 1fst400
Lets say I inshure my quad. I paid 3k for it. But have 10k in mods done to it. But have no recips for any of the stuf I bought. If I inshure it for 13k does that mean I can be re-embersed that money event tho I have no proof that it is actually worth that?
not at all saying that I have spend 13k on my quad either. just in theory
I went through progressive and insurured it for what it is worth (3k is what they said) Then I added 2k in accesorie indurance so It was insured for what it was worth plus 2k with no reciepts needed. and I only paid I beleve $20 extra a year
1fst400
02-26-2007, 09:25 PM
Originally posted by firefighterjosh
I went through progressive and insurured it for what it is worth (3k is what they said) Then I added 2k in accesorie indurance so It was insured for what it was worth plus 2k with no reciepts needed. and I only paid I beleve $20 extra a year
I wonder if it would realy hold up when something hapends to it tho.
Tommy 17
02-26-2007, 09:29 PM
thru progressive my CBR600RR is comprehensive.... its got a 1000$ deductiable that decreases every year by 25%... also they cover the blue book or go and look what other bikes of the same calibar are sellin for in the area and use that for the bike if its damaged or stolen by someone else... they will cover up to 3,000$ in mods...
i'm sure a quad is the same... u can change the deductible... but it was like 650 for 1000$ and 1300 for 500... i didn't even look at 250 or 100...
firefighterjosh
02-26-2007, 09:39 PM
Originally posted by 1fst400
I wonder if it would realy hold up when something hapends to it tho.
I dunno and hope not to find out lol.
I also have collision so if I total it they give me a check as well.:D Hope to never use that ether:o
400eXr1d3rZ
02-26-2007, 09:50 PM
Originally posted by firefighterjosh
I dunno and hope not to find out lol.
I also have collision so if I total it they give me a check as well.:D Hope to never use that ether:o
What do you say to your insurance company if you crash? Call them up and be like "yeah, I just crashed, my *** hurts really bad, i want some god damn money" :p
firefighterjosh
02-26-2007, 09:54 PM
Originally posted by 400eXr1d3rZ
What do you say to your insurance company if you crash? Call them up and be like "yeah, I just crashed, my *** hurts really bad, i want some god damn money" :p
LMAO I guess so lol.
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