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View Full Version : hey whats the best insurence for a quad?



ThorRacing37
03-29-2006, 07:11 PM
hey whats the best insurence for a quad? that covers the quad its slef and all the aftermarket parts and the damage to every aftermarket part that u have recpits for ??

BlasterEaten250
03-29-2006, 08:21 PM
I have state farm. I dont know if it covers aftermarket, but it covers everything else.

400exrules
03-29-2006, 09:03 PM
most will cover aftermarket parts if you keep the receipts for them

Rico400
03-29-2006, 09:12 PM
we got progressive i think it covers everything

ThorRacing37
03-29-2006, 09:56 PM
Originally posted by Rico400
we got progressive i think it covers everything


even if it goes off a cliff? blows up to peices? and all the aftermarket stuff?

440Hondo
03-30-2006, 09:12 AM
I have state farm for everything. I pay 23 dollars a month and I get full coverage. Even if the bike is stolen from another place other than my home. Ask you insurance agent if it covers that because I know some do not. It covers the after market with proof that you had them.

QuadJunkies
03-30-2006, 10:03 AM
Quad insureance only covers what the STREET VALUE is of your machine unless you specify you want added coverage for your aftermarket stuff. Depending on what amt you need willdepend opn how much your premuim will go up, but mine was ALOT more cause it dbl'd the value.There are exclusions and your Ext warrenty (if you purchased one) will be what you will want to fall on if your motor blows

Talk in depth to an egent and be sure of what your getting FIRST. A basic plan doesnt cover EVERYTHING I can guarentee you that much.

QuadJunkies
03-30-2006, 10:04 AM
heres another one people dont know...

Your insurance on your trailer does NOT cover your quads if your to get into an accident you must maintain Quad insurance.

F-16Guy
03-30-2006, 11:23 AM
USAA if you're military or immediate family. You can pick and choose exactly what coverage you want. I have theft and liability on mine and my wife's for $120 a year.